Top Investments Within Each Class
We scour the industry for the best investment options and most effective managers within each investment category:
- Mutual Funds / Segregated Funds
- Pooled Funds
- Balanced Funds
- Discretionary Investment Managers
- Multi-Manager Portfolio Programs
- Exchange Traded Funds (ETF's)
- "Core / Satellite" Program
- Hedge Funds + Other Alternative Investments
- Specialty Income Vehicles
- Capital Pool Corporations (CPC's)
- Common Stocks And Preferred Stocks
- Income Trusts + REIT's
Risk-Adjusted Returns, After Fees And Taxes
Integral’s objective is to obtain optimal investment performance for our clients. However, we define “investment performance” more comprehensively than most advisors. We look at return on investment relative to risk incurred in owning an investment. Or, using financial industry jargon, we seek the best “risk adjusted” returns.
We also evaluate returns on an after-tax, after-fees basis. Some investments appear to offer impressive returns, but when you account for the embedded fees and tax consequences of owning them, the true returns are inferior to “boring” investments that carry less risk.
Relative Performance Between Asset Classes
According to independent studies, about 80% of long term investment performance is accounted by being invested in the right asset classes, as opposed to the individual investment within a particular asset class. Unlike many traditional financial services providers, Integral has no bias towards a particular investment category because we have no in-house products to promote. This also allows us to focus on the relative returns between various investment vehicles and asset classes.
The capacity of different asset classes and investment vehicles to generate attractive returns tends to ebb and flow over time. Owning a mediocre performer within an emerging investment category can provide better returns than owning a star performer in a declining category. A key advantage of dealing with Integral is our ability to get the powerful effects of these shifting return dynamics working for you, rather than against you.
Accessing the promising asset classes and investment vehicles is important, but getting results also depends on how the underlying investments are organized and weighted within your portfolio. Integral designs coherent portfolios that align with your objectives and tolerances. We mix assets with different returns characteristics in order to reduce your risk while enhancing or preserving return. We take a global view across all of your assets and across your taxable and non-taxable accounts.
Opportunities For Sophisticated Investors
Integral also provides wealth creation opportunities for sophisticated investors, including;
- Private Placements For Accredited Investors
- New Issues
- Initial Public Offerings (IPO’s)
- Capital Pool Companies (CPC’s)
- Venture Investing In Emerging Growth Companies
- Early-Round Financings For Resource And Oil + Gas Companies