No In-house Products, No Hidden Agenda
Integral does not sell any financial products that carry our name. Why should you care? Imagine if doctors worked directly for pharmaceutical companies. If you went to the Pfizer doctor, he could only prescribe Pfizer drugs. If Merck made a better drug, you would be out of luck. Many financial advisors are in a similar bind. They are encouraged to sell their employers’ investment products, sometimes with higher commissions. In other cases, they are restricted from selling outside offerings, even if those offerings are the best choice for meeting their client needs. Can an advisor in this position really act in your best interests?
Unconflicted Advice
You have the right to know if your financial advisor is motivated to act in your best interests. Integral bans in-house financial products so that you can be confident that your investment recommendations are unbiased. We are in a position to enforce this restriction because we are independent. We are not owned by a mutual fund, insurance company, bank, or money management firm. Unlike these institutions, we only deal in investments and financial products that are managed by outside firms. Our advisors enjoy the freedom to provide you with the “best of the best” from across the domestic and international investment industry.
Holistic Approach, Cohesive Execution
In today’s complex world, it simply isn’t enough to rely on transaction-specific advice from a traditional financial services provider. Advisors attached to accounting firms, investment managers, insurance consultants, banking institutions, or mutual fund groups work in isolation from each other. They naturally provide advice that focuses on the product line for which they are compensated. Does it make sense to you that the subtle nuances of your financial life will be solved via the purchase of a narrowly focused financial product or service that is often mass marketed?
Building and sustaining your net worth is a long term process that demands expertise across a range of financial disciplines. Success depends on knowing how a decision in one area of your financial affairs may affect another area. Tax regulations, pension rules, estate rules, and market trends are constantly shifting. These factors can influence your overall financial position at least as much as the investment products you purchase. Integral generates results by integrating expertise across all of the key financial disciplines that influence your net worth.
The ultra-wealthy have utilized the same type of holistic approach for years. Your finances involve many risks you can’t control. Integral helps you identify and neutralize the variables that you can control. We organize all of the pieces of your financial affairs in to a cohesive strategy. Execution of a cohesive strategy makes the process of building wealth a far more predictable process with a more reliable result.
Experienced, Accredited Advisors
Integral has the policies and processes designed to provide our clients with the best possible outcome. This could only be
accomplished with the expertise of seasoned professionals with the experience, capabilities and skills to develop successful strategies and implement them for our clients. Click Here to learn more about our people.
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